2014 December News from REGIONAL Federal Credit Union

Regional-FCU-HeaderYou've been nice: Holiday Auto Loans and Personal Loans are here!
You've been good all year. Don't you deserve something special?

How about a great rate on an Auto Loan? Right now at REGIONAL, we've got rates as low as 1.95% APR* for new, used or refinance.

What would you do with $1,200? Our Holiday Loan gives you $1,200 with a super-low 6.49% APR** and 12-month term, to use for absolutely anything you can imagine!

Call 1-800-762-7419, stop by our branches in Hammond, Portage or Valparaiso, or apply online today!

*Auto Loan: APR = Annual Percentage Rate. Rates are subject to change without notice. Credit may not be extended if, after you respond to this offer, you do not meet our required credit criteria or you do not furnish the required collateral. Rate is accurate as of 10/1/2014 and is based on 36-month term. Rates and terms are subject to change based on market conditions and borrower eligibility. Rate shown reflects all possible loan discounts. Not all applicants will qualify for lowest rates. Maximum possible rate for this promotion is 18% APR. Floor rate is 1.95% APR. This offer expires 12/31/2014. Promotion may end at any time without notice. See a Lending Expert for full details.
**Holiday Personal Loan. APR = Annual Percentage Rate. Rates are subject to change without notice. Not all applicants will qualify. Rates are based on credit history and qualifications. No other discounts can be applied to Holiday Loan promotion. Rate shown reflects lowest possible rate. Promotion may end at any time without notice. Offer valid from November 1 through December 20, 2014. See a Lending Expert for full details.

Introducing a new FREE financial management tool from REGIONAL!

MoneyDesktop is a FREE online money management tool, integrated into REGIONAL Online Banking, that empowers you to take control of your finances and simplify your life.

Accounts, Spending, and Bubble Budgets are just a few of the tools to guide you along your way.

ACCOUNTS
Get the full picture! See all your accounts, balances, and transactions together in one place.

SPENDING
Get powerful insights on where, when, and how you spend.

BUBBLE BUDGETS
Visualize and interact with your budgets in a more meaningful way.

Visit www.regionalfcu.org and login to Online Banking to get started today! MoneyDesktop is located under the "Online Services" menu in Online Banking.

REGIONAL Members Save up to 15% on Sprint Wireless Service
You know REGIONAL has all the financial services you need to reach your goals, but there are even more benefits for our members. Through our partnership with Invest in America, REGIONAL members can receive up to 15% off Sprint Wireless service, plus other great discounts.

10% discount on select regularly priced Sprint monthly service (15% for businesses)
Waived activation fee on new lines (up to $36 in savings)
Waived upgrade fee (up to $36 in savings)
Buy online and receive additional savings
Unlimited data available on select phone plans
Ready Now, one-on-one personalized setup, is provided at select Sprint Stores
Claim your discount with Corporate ID: NACUC_ZZM

Click here to start saving today!

Please note: To receive the Sprint Credit Union Member Discount, both new and existing Sprint customers must verify credit union membership. Members can do this through the Invest in America app, or by filling out a Verification Form. Forms can be faxed or uploaded. Learn more on how to verify your credit union membership.