Horizon Bank – Cash Management (Part 2)

By: Horizon Bank Last Updated: August 23, 2012

credit-cardsAs you’ve read in Part 1 of our cash management series, Horizon Bank aims to make your financial life easier and more secure from every angle. Last time, we focused on receivables and merchant cards. Now we’ll take a closer look at how you can manage payments and credit safely and effectively.

These cash management options are available at Horizon Bank:

Money management helps keep your investments, credit and operating accounts in check.

Investment Sweep
An investment sweep automatically invests idle balances, and is designed to make your money work harder.

Credit Sweep
Connect your line of credit with a checking account to optimize funds management and eliminate idle funds.

Zero Balance Account
Concentrate funds for greater efficiency and do away with manual processing.

Make your payment process easier to save time and resources .

Direct Deposit
Save a tree by paying employees quickly and easily with Direct Deposit of payroll. No paper required!

Electronic (ACH) Payments
Make payments to vendors and other businesses electronically. Time your payments, reduce costs and increase efficiency.

CD Rom Imaging
Receive images of checks and deposited items and forget the hassle of photocopying. Arm yourself with a convenient retrieval system for researching checks and deposits!

Make payments and expenses easier with debit and credit cards.

Business Credit Cards
Choose the card that best meets your business’ needs, including Travel and Rewards cards.

One Card Purchasing Card
Manage travel and purchasing transactions by consolidating into a single solution.

Business Debit Card
Make purchases wherever Mastercard is accepted and the purchases are taken directly from your business checking account. More convenient than cash.

Fraud detection keeps you and your funds safe.

Positive Pay
Receive listing of any suspicious or unauthorized checks posting to your account, all accessible online!

Reverse Positive Pay
Review all paid checks as a tool to detect potential fraud and make payment decisions by a predetermined deadline.

Learn more about our cash management services online.