Written by Eric Beschinski
Now that you know about Zero Balance Accounts (from Hidden Gems Part 1) and one of the unique benefits to our online banking (from Hidden Gems Part 2), this post will focus on credit card processing for small or micro merchants.
While most banks offer merchant services, Horizon has a new package for the small merchant, called “Clear & Simple.” This special program is for those businesses that process less than $25,000 per year in credit cards. For a low monthly fee, competitive rate and transaction fee, a merchant can use a traditional terminal, a virtual terminal (free), and/or a mobile payment app (free) and have no minimums, PCI compliance fees or cancellation fees, and get funded as fast as the next day. Whether you want to take credit cards at a brick and mortar business, your home office or at your customer’s location, Clear & Simple makes it all possible and affordable.
This program packages enterprise level solutions in a way that is palatable for startups, home-based companies or any low-volume merchant. Advanced features such as multiple users, mobile payment apps, recurring billing and emailed receipts are all available at no extra charge.
These last three blog posts have been just a few of the hidden gems Horizon offers. Be sure to contact your local Horizon branch manager for details about any in particular.
Eric Beschinski is the Branch Manager at our Valparaiso office located at 902 E Lincolnway specializing in business banking services.