REGIONAL Federal Credit Union August 2014 Update

REGIONAL-Auto-LoansIn the market for a new or new-to-you vehicle? We're ready to help you get on the road to lower rates and flexible terms, and now through September 30th, you'll get rates as low as 1.95% APR* and the choice of 90 days with no payments or a $100 gas card with your new, used or refinanced auto.

Apply online, call 1-800-762-7419, or visit your local branch today. We'll work with you to get the loan you need, with the friendly, personal service you deserve.

APR=Annual Percentage Rate. Other rates and terms available. Not all applicants will qualify for lowest rates. Rate is accurate as of August 1, 2014 and is based on a term of 36 months with all possible discounts applied. Rates and terms are subject to change based on market conditions and borrower eligibility. Maximum possible rate for this promotion is 16.00% APR. Floor rate is 1.95% APR. Offer expires September 30, 2014.

What Would You Do?
REGIONAL Home Equity Makes It Possible!

Anything you can imagine is within reach when you use the equity you already have in your home.

Home improvement projects, major purchases, college expenses, bill consolidation-a Home Equity Line of Credit or fixed-rate Second Mortgage from REGIONAL makes it happen.

Limits up to $100,000
Low fixed and variable rates
Maximum term 15 years
No annual fees
Fast approval
No closing costs
Borrow up to 75% of the value of your home

Ready to put your plans into action? Talk to a Lending Expert or apply online today!

APR equals Annual Percentage Rate. The Home Equity Line of Credit is a variable rate line of credit, offered to qualified borrowers. The rate you receive is based on loan requirements, your personal credit profile and the loan to value (LTV) of your home less any first mortgage balance. Rates may vary based on creditworthiness. Rate is based on Wall Street Journal (WSJ) Prime; as of 6/19/2014 was 3.25%, which results in APRs of 2.94% - 4.50%. The floor rate is 2.94% and the ceiling rate is 4.50%. Credit is limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. Your monthly minimum payment will equal 1.00% - 1.50% of the outstanding loan account balance (principal plus interest). The minimum payment percentage is based on the creditworthiness of the borrower as indicated from the credit-reporting agency. Payment changes occur only when future advances are made. No annual fees. No closing cost. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Interest paid on the Home Equity Line of Credit may be tax deductible. Consult your tax advisor about the deductibility of interest.

APR equals Annual Percentage Rate. The rate you receive on a fixed rate installment Home Equity

REGIONAL Members Save up to 15% on Sprint Wireless Service

You know REGIONAL has all the financial services you need to reach your goals, but there are even more benefits for our members. Through our partnership with Invest in America, REGIONAL members can receive up to 15% off Sprint Wireless service, plus other great discounts.

10% discount on select regularly priced Sprint monthly service (15% for businesses)
Waived activation fee on new lines (up to $36 in savings)
Waived upgrade fee (up to $36 in savings)
Buy online and receive additional savings
Unlimited data available on select phone plans
Ready Now, one-on-one personalized setup, is provided at select Sprint Stores
Claim your discount with Corporate ID: NACUC_ZZM

Click here to start saving today!

Please note: To receive the Sprint Credit Union Member Discount, both new and existing Sprint customers must verify credit union membership. Members can do this through the Invest in America app, or by filling out a Verification Form. Forms can be faxed or uploaded. Learn more on how to verify your credit union membership.