Save Time and Money Managing Your Finances

Want to save time and money managing your finances? With today’s technology, improving your money management has never been easier. Here are a few tips:

Open a free checking account at Horizon. Day-to-day money management begins with a checking account. Save money with Horizon’s totally free checking account. You can easily add on other time and money saving extras like free online banking, free bill payment and more.

Sign up for direct deposit of your paycheck. Your money will be automatically deposited in your bank account when you use direct deposit. No more waiting in line at the bank or watching your mailbox until your check arrives – your money is already safe in your account. It won’t matter if you’re out of town or the weather is bad, your paycheck has already been deposited.

Have your payments automatically deducted from your account. When you take out a loan, opt for the payments to be automatically deducted from your checking account. This will save you time each month – no more hassling with payment books, writing and mailing checks. Better yet, you could also save money – many banks offer discounted loan rates when you choose to have your payments automatically deducted from your account. You’ll also be less likely to pay late fees for missed payments.

Use free online banking or telephone banking. Manage your money at anytime using free online banking or telephone banking services. You can check your account balances or transfer funds anytime it’s convenient for you.

Consider free online bill payment. Eliminate the time it takes to write checks and prepare to mail all those bills each month by signing up for online bill payment. At Horizon, it’s free for the first 15 bills you pay each month. Start saving time and money you’d be spending on stamps or gas to deliver payments each month by paying your bills in just minutes with a few clicks of your mouse.

Sign up for free account alerts. Stop worrying about your balance and avoid potential overdraft fees by signing up for free account alerts. Simply determine the lowest dollar level you want in your account before you want to be notified, set that amount online, then we will notify you if you reach or dip below that total.