Unlike traditional banks, credit unions are cooperatives, and they strive to support and advocate for their members (customers). Unfortunately, many people, who are eligible to join a credit union can fall prey to several of the common misconceptions...
Thanks to an anonymous donation of nearly $265,000, Cornerstone Baptist Church in Chicago’s Woodlawn Neighborhood paid off its Centier Bank mortgage in a joyous “mortgage burning ceremony” held Jan. 22, 2023.The congregation gathered for an...
Marc Ruiz, Times Columnist At this time every year I am preoccupied with constructing my anticipated investment narrative for the coming year. As an active investor and active advisor, I believe risk management and risk tolerance is malleable and...
For a lot of investors, the switch from residential to a commercial investment property can be a lot of mental stress. Most investors making the switch are unaware of all the complexities of commercial properties, their requirements, how to find...
Having a basic understanding of money management is crucial to your savings and investments. It can be overwhelming, trying to stay on top of all the avenues in which you are earning, spending and owing money. However, establishing a good mindset can...
What if we held a recession next year and no one came? At this point I feel like the pending 2023 recession has been the most heavily forecasted economic trend in history. All the economists I follow on a regular basis, as well as just about every...
Having a good credit score is important for getting established financially. It affects a customer’s ability to buy a home, get approved for loans, and acquire insurance. Identity theft and credit card fraud are on the rise, and they can...
Money can be a top source of stress for many people. Financial stress and insecurity often have a way of impacting self-confidence and taking a toll on mental health according to Jeff Sobieralski, director of financial wellness and wellbeing at...
United Way Northwest Indiana (NWI) hosted a gathering of partners and donors to launch its 2023-2025 strategic plan. The plan was created using a combination of community feedback and data to address the most urgent needs of Northwest Indiana. The...
As one of the largest assets you could ever own, making sure your home is well-maintained should always be a top priority. However, any home-improvement project is a major investment, both in time and money. With inflation dominating the markets and...
