Markets and Investing

In a homeowner association (HOA), the board of directors has a long list of responsibilities, not least of which is ensuring that the organization’s finances stay on track. A financially healthy HOA means smoothly completed projects, well...

This month’s blog is part 2 of a 3-part series on building Roth dollars for high-income households. Last month we looked at what happens to high income households (for 2024: >$230,000 Married, >$146,000 Single) when they can no longer make...

Springtime is an ideal time to reorganize clutter and get the garden ready for summer. It’s also the perfect time to reexamine your finances and take steps to support you and yours in 2024.  For the first step, Jeff Sobieralski, director of...

It’s normal for me to get a few texts from friends & family throughout tax season looking for help. Something I’ve seen more this year than others is people making excess Roth IRA contributions. This is generally a fantastic problem to have...

Many of us hope to leave something behind for our loved ones when we pass away. But the probate process is complex. To understand how to better manage potential probate fees, let’s explore what probate is and how the process works. WHAT IS PROBATE?...

In December 2022 Congress passed the SECURE Act 2.0 (Setting Every Community Up for Retirement Enhancement) which updated many retirement-focused legislation. RMDs (Required Minimum Distributions) from IRAs were pushed from age 72 to age 73 or 75,...

With finances impacting nearly every facet of life, finding someone to trust with those finances takes thorough consideration. Finding a financial organization that cares about your needs and goals is a crucial element in deciding who to entrust with...

Centier Bank’s prize-linked savings account, Billinero, has named Gina Boersma of Crown Point, Ind., and Michael Rebey of Crown Point, Ind., as the monthly and quarterly $1,000 drawing winners, respectively. The savings account awards cash prizes...

In the realm of finance and investments, one concept that demands attention is capital gains tax. This tax is a levy imposed on the profit earned from the sale of assets.Its implications are particularly significant in the domain of real estate....

When the market drops, some investors lose perspective that downtrends and uptrends are part of the investing cycle. When stock prices break lower, it's a good time to review common terms that are used to describe the market's downward momentum....