Marc Ruiz

Daily Production In 2017, the government will print roughly 19 million notes a day, totaling about $209 billion in value for the year. More than 90% of the newly minted notes will replace notes already in our circulation. Source: Federal Reserve,...

What if last Tuesday was just what the doctor ordered for investors and our nation? For the most part, there were no logical surprises in the mid-term elections this week. The models, and history, all indicated the Democrats should take the House of...

As we talked about last week, my family is in college shopping mode. We’ve got our list narrowed down to a few different schools. A few are smaller private Catholic universities and, of course, Purdue. The “sticker price” of the private schools...

Our family has been in college visit mode for the past six months. My second daughter, a spunky redhead with a huge heart, is on deck. Her high school performance has been exceptional, so no school is out of the realm of possibility. Colleges have...

OK guys, I guess it's time to get serious. For the first time in my career, during new-client intake meetings, people are beginning to ask, “What is the plan for your practice when you retire”? Maybe it’s the wrinkles around the eyes, maybe...

If I must have one more conversation about marijuana stocks I’m going to need a drink. With the impending high-profile recreational legalization of marijuana in Canada, “pot stocks,” whatever they are, have gone insane over the past two weeks,...

This month is the 10-year anniversary of the start of the 2008-2009 financial crisis. There continues to be much to learn from this time period, and over the past two weeks we talked about how I now think about investment risk. This week we will...

Once in a while, I take the liberty of being political in my column, because, well, it's my column. This being said, money and economics is my purpose when writing for you every week, and even if I stray into the political it will always have a money...

Through all the Russia hysteria and obsession with everything Donald Trump, the noise on another issue continues to grow with momentum in the financial press. Because the topic implies a negative outcome, I’m expecting it soon will boil over into...

While the stock market has been going choppily sideways, it remains near all-time highs. Unemployment is at historical lows, wages are starting to rise, bank savings are actually starting to generate a bit of interest, and the tax cut has started to...