In 1993, Fred Ruiz had an acorn of an idea—start a wealth management business. Over 25 years, that acorn has grown into the mighty oak of a company that is Oak Partners, Inc.  Like any big milestone in life, 25 years of business deserves to be...

Last week my family began the college visit process for the next teenager on deck. As all parents know, each child is unique, and for us, so has been each college due diligence process. When we went through this process for the older girls, they both...

It was 1989. As a young college kid, I was walking through the Chauncey Hill mall area at Purdue. Two pretty girls standing behind a folding table asked me if I wanted to sign up for a Visa card to get a free two-liter of Coke and a t-shirt. I was...

I’ve never been drawn to investing in China. As early as 2005, I remember attending investment conferences where speakers would flash the stats about the emerging Chinese economic phenomena on screen. Population size, growth rates, urbanization...

October is national cyber security month. What does it say about our modern world that we even have to have such a thing? Cyber security, however, is a really big deal. While contemplating the full potential of the risks we all accept by being active...

Last Christmas my parents bought my wife and I tickets to the musical “Hamilton” in Chicago. The tickets were definitely a splurge I would have had a hard time splurging on. But thanks to Mom, ever hopeful to instill some culture in her...

I love my truck. I mean I really love it, in kind of like a boy and his dog kind of love. So, I was completely devasted the other night when I came out of a meeting at church at 8:30, went to start my truck and was greeted with a huge yellow wrench...

Nothing embodies the spirit of an American retirement more than an RV. With the road stretched out in front of you and your 9-5 responsibilities a thing of the past, life after retirement is open to adventures, vacations, and time spent with the ones...